Valentina Pallotta

For over 15 years, Valentina has provided judicial and extrajudicial assistance and consultancy in banking law to major Italian credit institutions and important servicing and sub-servicing companies, with particular focus on the management and recovery of NPEs (Non-Performing Exposures) of banking origin—both bad loans and unlikely to pay—in enforcement procedures (individual and insolvency) and ordinary litigation proceedings, with additional focus on the pathological phase of banking contracts.

She has gained significant experience in managing large and medium-sized portfolios of bank credits with a high incidence of mortgage guarantees, including those subject to securitization operations (Law 130/99) and state-guaranteed transactions (so-called “GACS”). She has also assisted servicing companies during the pre-management phase of NPL portfolios—Corporate and Retail—within the context of acquisition due diligence in securitization transactions and support activities in Data Remediation processes.

Registered with the Viterbo Bar Association, she earned her Master’s Degree in Law from the University of Pisa.